Description: Das Projekt "F 2: Rural finance and sustainable rural development in Northern Vietnam" wird vom Umweltbundesamt gefördert und von Universität Hohenheim, Institut für Agrar- und Sozialökonomie in den Tropen und Subtropen durchgeführt. This research will focus on analysing the conditions of effective financial market functioning in rural Vietnam serving rural economic development with particular emphasis on sustainable agricultural production systems. The sub-project (SP) will first analyse the factors that determine access to financial services by farm households. Secondly, it will assess the financial needs and access problems of the non-agricultural households and small and medium enterprises (SMEs). Access to credit poses particular challenges in Vietnam where the traditional form of securing credit through land as collateral is not feasible yet. Other forms of guaranteeing loans need to be identified. The research will focus on the demand side of financial market development because understanding the specific features of demand is essential for improving access. Rural financial market research, so far, has largely focused on the analysis of supply side constraints and weaknesses of financial intermediaries. This SP intends to shift the attention to identifying and analysing access constraints on the demand side of financial markets. While the focus is on demand analysis and its determining factors the supply of financial services needs also to be assessed to identify gaps between demand and supply. On that basis, policies that bring institutional services in line with demand can be formulated. The innovations expected to be identified and analysed in the sub-projects D, E, and F will require the financing of investments, operating costs and other expenditures for farms and SMEs. Access to financial services, therefore, is crucial. A particular challenge for developing a rural finance market in this environment is enabling poorer population groups access to credit and other financial services. Poor farm and non-farm households, notably those of ethnic minorities, often do not have legal land use certificates nor other assets to offer as collateral. Innovative approaches that are suited to overcome these constraints and at the same time allow to reduce the high transaction costs of small scale lending need to be developed. The hypothesis of this SP is that involving the local and regional civil society as well as the farm and non-farm households offers the key to new approaches in rural financial market development in these regions. While this SP will assess the institutional and macroeconomic environment, analysing in depth their interaction with village level access issues of finance will be the focus of the next phases of this SFB. The rural population that is constrained in its access to the formal financial sector cannot, for various reasons, get their demands satisfied in the informal financial sector. It is this dilemma of unsatisfied demand for financial services and unsatisfactory financial service supply that needs improvement. (abridged text)
Types:
SupportProgram
Origin: /Bund/UBA/UFORDAT
Tags: Entwicklungszusammenarbeit ? Pflanzensamen ? Skigebiet ? Vietnam ? Anfechtung ? Gewährleistung ? Kleine und mittlere Unternehmen ? Landwirtschaftlicher Betrieb ? Sozioökonomie ? Strafrecht ? Finanzwirtschaft ? Ackerland ? Dorf ? Flächennutzung ? Innovation ? Investitionskosten ? Marktentwicklung ? Marktforschung ? Tropengebiet ? Versorgung ? Wirtschaftsentwicklung ? Wirtschaftssystem ? Nachhaltige Entwicklung ? Agrarforschung ? Landbevölkerung ? Finanzmarkt ? Landwirtschaft ? Investition ? Bedarf ? Bevölkerung ? Ländlicher Raum ? Gebiet ? Dienstleistung ? Kosten ? Politik ? Landwirtschaftliche Fläche ? Finanzierung ? Population ? Zivilgesellschaft ? Siedlungsentwicklung ? Bedarfsanalyse ? Produktionsfunktion ? Angebot und Nachfrage ? Transaktionskosten ? Wechselwirkung ? Mittel ?
Region: Baden-Württemberg
Bounding box: 9° .. 9° x 48.5° .. 48.5°
License: cc-by-nc-nd/4.0
Language: Deutsch
Time ranges: 2000-01-01 - 2003-12-31
Webseite zum Förderprojekt
https://sfb564.uni-hohenheim.de/ (Webseite)Accessed 1 times.